Why use a broker instead of a bank
The right loan is not always the one with the lowest headline rate. A broker can compare lender overlays, cost structure, documentation rules, and niche program fit before you waste time on the wrong path.
- VA, FHA, conventional, jumbo, bank-statement, DSCR, and other specialist options
- Better fit for borrowers with self-employed, commission, or layered-income scenarios
- More room to solve around credit, reserves, or property-type friction
- One advisor helping you compare instead of restarting with multiple institutions