Privacy Policy

Last updated: March 3, 2026

This Privacy Policy describes how DrMortgageUSA, operated by Dennis Ross (NMLS #2018381), collects, uses, and shares information when you visit drmortgageusa.com or interact with our content and services.

Information We Collect

We may collect the following types of information:

• Contact information - name, email address, phone number, and similar details you provide when submitting a form or requesting a consultation.
• Loan inquiry information - property type, estimated credit score, income range, and other details needed to discuss mortgage options.
• Usage data - pages visited, time spent on the site, browser type, and device information collected automatically via standard web analytics tools.
• Social media interactions - comments, messages, or keyword responses you submit through Instagram, Facebook, or ManyChat automations.

How We Use Your Information

• To respond to mortgage inquiries and provide loan guidance.
• To follow up on consultations and pre-approval requests.
• To send educational content, rate updates, and relevant mortgage information you have opted into.
• To improve our website and content based on usage patterns.
• To comply with applicable mortgage licensing and regulatory requirements.

Information Sharing

We do not sell your personal information. We may share your information with:

• Mortgage lenders and wholesale partners as needed to process a loan application you have initiated.
• Service providers who assist with website hosting, CRM, email delivery, or analytics - bound by confidentiality agreements.
• Regulatory or legal authorities when required by law.

Advertising

We use the Meta Pixel on this website to measure the effectiveness of our advertising on Facebook and Instagram. This technology allows us to understand how visitors interact with our site after seeing an ad. Meta may use this data in accordance with their own Privacy Policy. You can opt out of interest-based advertising through Your Ad Choices.

Cookies

Our website uses cookies to improve functionality and analyze traffic. You can disable cookies in your browser settings, though some features of the site may not function properly as a result.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes described above, comply with legal obligations, and resolve any disputes. Loan application records are retained in accordance with federal and state mortgage regulatory requirements.

Your Rights

Depending on your location, you may have the right to access, correct, or delete the personal information we hold about you. To make a request, contact us at the information below.

Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies independently.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the updated policy.

Contact

Dennis Ross, Mortgage Loan Originator
NMLS #2018381 | Home 1st Lending
Email: dennis@drmortgageusa.com
Website: drmortgageusa.com